Virtual Account API

Automatic Reconciliation of Inbound Payments

Powerful Auto Collect Solutions

Automatically reconcile incoming NEFT, RTGS, IMPS and UPI payments using SpayU Virtual Bank Accounts and Virtual UPI-IDs.

Unique Virtual account for each payer

Use a unique account and virtual UPI ID for each payer. Opt for fully numeric or branded virtual a/c numbers or UPI IDs-easy to remember, easy to share.

All bank and UPI transfers

Accept payments via IMPS, RTGS, and NEFT. Create virtual UPI IDs for fast and simple payment collection from any UPI App.

Instantly create unlimited Virtual accounts at zero cost

SpayU Payment Collection Service is a smart alternative to the traditional e-collect and virtual account solutions in India that offers real-time creation, deactivation and notification facility.

Zero cost for creating unlimited virtual account and UPI-IDs
Customize virtual accounts to reflect your brand
Instant refunds on wrong and deactivated accounts
Third party verification support on incoming payment

Virtual Account Solution

Create virtual account and start accepting payments in UPI | NEFT | IMPS | RTGS immediately

Create Virtual Accounts/UPIs

Request Payments Seamlessly

Transfer Money Instantly

SpayU Payments Collection is The Biggest e-Collect solution in India

Create, Share and Collect payments via direct bank transfers via NEFT / RTGS / IMPS and direct UPI transfers

Low Charge
Custom Brand Prefix
Multi-Bank Support
Third Party Validation
Auto Refund
Multiple Modes of Payment
Easy To Integration
24/7 Support

Start Doing More Business with SpayU

SpayU Payments Collection Service is a smart alternative to the traditional e-collect and virtual account solutions in India that offers real-time creation, deactivation and notification facility.

Get Started